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Key is a specialist later life finance company with more than 25 years' experience, helping over 55s with tailored financial advice on a range of later life products. Whether you want to clear existing debts, help out family, stay in the home you love or simply boost your retirement finances, our specialist advice could help you live the later life you deserve.
If you’re a homeowner aged 55 or over, we could help you release some of the tax-free cash tied up in your home. We take the time to understand you and your needs before finding and recommending the plan that suits your needs.
From answering any questions you may have, to giving you tailored advice and recommending a plan, through to your money being released, we’re with you every step of the way.
Our primary role is to make sure you're making the right decision. We’ll take the time to understand your unique situation and provide a recommendation based on what’s most suitable for you.
We offer our specialist products and personalised advice to help you take control of your finances. We're here to help put the life in later life.
It's a regulatory requirement for anyone considering equity release to get specialist advice before taking out a plan. So why should you choose Key?
We're regulated experts
Key is regulated and a proud member of the Equity Release Council.
Trusted award-winners
We've won 80+ awards and we are rated 'Excellent' on Trustpilot with 17,000+ reviews. Making us the UK's most trusted equity-release specialist.
If you're considering equity release, it's important you understand the product in detail. Here's some useful things to think about.
Benefits
Your specialist equity release adviser will explain:
Drawbacks
Your equity release adviser will also outline the following important things to think about:
Things to consider
- All our equity release advice relates to Key lifetime mortgages only - a loan secured against your home
- The loan, plus compound interest, is typically repaid through the sale of the property when the last remaining applicant passes away or moves into long-term care
- Equity release is a complex product with a lifetime commitment so may not be right for everybody, and if equity release isn’t right for you, we’ll tell you
- You should always think carefully before securing a loan against your home to repay existing debt
- Our fixed advice fee of £1,299 is only payable on completion
Now that you know more about Key and what we do, here are the next steps to explore your later life financial options.
ⓘ If another product is more suitable, we'll refer you to a different adviser within Key Group who can help. If you go ahead, you'll only be charged the same £1,299 advice fee you'd pay with us, even if their fee is usually higher.
Page last updated: Monday 16 December 2024