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Mythbusters

Separate fact from fiction and feel confident in your equity release knowledge. Our mythbusters are here to help you get all the facts

You are able to move home with all the plans we recommend, subject to criteria

More on moving home

You don’t have to make monthly repayments with any of the plans we recommend. The loan, plus roll-up interest, is repaid when the plan comes to an end

More on repayments

All the plans we recommend come with the no negative equity guarantee, meaning your children can’t inherit any debt through equity release

More on inheritance

We are members of the Equity Release Council and the plans we recommend come with a range of safeguard and protections..

More on protection

With a lifetime mortgage you’ll always retain ownership of your home, so you can stay in your home for as long as you wish

More on ownership

Benefits and drawbacks cover image

Watch our video to learn more about the benefits and drawbacks of equity release and see if it could be right for you.

All our equity release advice relates to lifetime mortgages - a loan secured against your home.

Video transcript (pdf)

Want to know more?

Get all the facts about equity release by downloading our free guide to read straight away.

Explore how Key could help you put the life in later life.

Things to consider

  • Our fixed advice fee of £1,699 is only payable on completion

Here to help when you're ready

Use our free calculator

Find out how much tax-free cash you could release from your home now with our equity release calculator

Speak to an adviser

Book an appointment with a specialist equity release adviser at a time that's good for you

Assess your options

Our later life mortgage finder helps you consider your options

Page last updated: Monday 16 December 2024