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1/5Let's get started. We need to know about your home. How much is it worth?
Let's get started. We need to know about your home. How much is it worth?
Trustpilot

Be financially aware
Lifetime mortgages are secured loans. Compound interest means the amount you owe can grow quickly. Equity release reduces your estate's value and may impact means-tested benefits. It may leave little or no property equity, reducing future financial options.

See how much you could release

Our equity release calculator quickly shows how much you could release. Your tax-free release is personal to you and is based on:

  • Property value: £70,000+ only

  • Age: 55+ only

Calculate now

Why Key Equity Release?

We're an award-winning specialist later life finance provider for the over 55s

Trusted award-winners

We've won 80+ awards and helped over 1 million customers see if equity release was right for them

We're regulated experts

Key is regulated and a proud member of the Equity Release Council

Covered by the FSCS

Equity release advising and arranging is covered by the FSCS, so you'll be protected by up to £85,000

ⓘ Other things to know before you get started

We're here to help you make an informed decision. All our equity release advice relates to lifetime mortgages. Our fixed advice fee of £1,699 is only payable on completion.

Compound interest

  • The loan, plus compound interest, is typically repaid through the sale of the property when the last remaining applicant passes away or moves into long-term care

Cost of borrowing

Our lifetime mortgages have features to help reduce your total cost of borrowing:

  • Making repayments

  • Remortgage in the future

  • Consider a drawdown plan

Other options

  • Home reversion

  • Later life residential mortgage

  • Interest payment lifetime mortgage

  • Retirement interest-only mortgage

  • Downsizing

  • Unsecured lending

  • Existing assets

Ready to get started?

See how much you could release tax-free with Key's award-winning equity release service

We're proud to be:

  • The UK's most trusted equity release adviser. Source: Trustpilot - correct April 2025. Based on the number of 5* Trustpilot reviews compared to other equity release specialists.

Page last updated: Monday 13 January 2025

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